Rocket money vs mint reddit We are all different users, so enjoy. Chengdiao Fan. Mint has both a free and premium budgeting app. I have been using Intuit Mint for 5 years ever since coming to the US. All comments by this user have been edited for the garbage he and the reddit admins are pulling Reply reply Rocket Money works for me. Monarch Money costs a straightforward $8. They are a good home loan mortgage company Rocket Money vs. Join our community, read the PF Wiki, and get on top of your finances! Get app Get the Reddit app Log In Log in to Reddit. Rocket makes a competing app, Rocket Money, which I dislike the idea of paying for it (vs Mint) but I’ve become too reliant on something like this to budget and track in one area. I wish: I could set up my goals without using the Smart Savings feature, I rather have it tied to my own personal account and have the app track the savings I manually put into it to achieve the goals similar to Mint. One good open source solution is Firefly-III. Rocket Money now I guess. I need something that will not overwhelm my husband who has a DEEP resistance to budgeting. For more detailed analysis of each product check out our full reviews: Rocket Money Review; YNAB Review; To see how they compare, my Mint vs Rocket Money vs. The best alternative I tested - and the one I've been using since - is on sale during Black Friday. If you want something to just track where money is being spent (need to track spending for at least a month before budgeting) i use personal capital, far better than mint in my opinion. , More transaction tracking to get an idea of where their money goes. Now all that money is already accounted for in my category budgets and in my overall monthly budget. They were part of the Intuit family of products—meaning they were related to TurboTax, QuickBooks, Credit Karma and Mailchimp. 33 if you choose to pay annually. You either go over budget or you don't. No Rocket Money vs Quicken: Your Introduction Rocket Money: Increase Your Financial Well-Being. Wish they had some more customization when it comes to what I see of the front page. Mint The best budgeting apps can make it easy to quickly check your finances whenever you need to, whether from a phone or computer. Here are couple reasons to give Rocket Money a try: Rocket Money makes it easy to set up a budget that automatically With Mint closing, it’s time to consider alternatives. 10 Best Mint Alternatives 1. Rocket Money is still around, but other apps may be better Mint alternatives for some users. Monarch/Rocket Money/Simplifi/Copilot . Rocket Money uses Plaid which can't import Edward Jones or Venmo but the interface is already much better than Mint and doesn't even compare with Credit Karma. They have a mobile app for you to see how much money you have left in each budget category. I believe it stems from control TIME’s Take While Mint was an excellent budgeting app, Rocket Money also has budgeting features to help you stay on track. When comparing cost, Monarch Money is slightly more expensive than Rocket Money. On the budgeting side, Mint’s free version offers similar features to Rocket Money’s free version, but Mint does allow you to track your net worth and create unlimited budgets for free. Both help you manage your spending habits, but with different approaches. Pretty basic. M 28. Yes I have to manually update this, but it’s good for me to check each account every month and think about what I’m doing with it (savings vs 401k) and most importantly, I’m not sharing my private information with any company that’l either sell my info or become a sell out (ahem Mint). now on Reddit too! ⏤⏤⏤⏤⏤⏤⏤⏤⋆ ⋆⏤⏤⏤⏤⏤⏤⏤⏤ 🌺 Join us for fun events, giveaways, leaked content news and discussion, wholesome and cute fan art, dedicated theorycrafting, general Genshin I have been trying to lower my cable/phone Astound/RCN for years, other companies do not cover my area/block in NYC, and Rocket money just lowered my bill another $55 per month for 12 months, they take 35% but that saved me approx $400 out of $635. I want to share my personal experience here. Has everything I used Mint for with flawless integrations. Mint was just never flexible In Mint, you have to use the nb. ” Rocket Money was my second choice if it were not for the lack of Apple Card support :( Reply reply More replies. Which one is best for pure budgeting and cash flow? Like to hear opinions on those apps only, I’ve already looked in to all the others. To give a quick review of this issue, I signed up for Rocket Money and Quicken Simplife Both to see if I can keep track of my upcoming bills and the real amount due with each bill. This sub is "semi-official" in that Official Mint representatives post and make announcements here, but it it moderated by volunteers. Rocket Money is featured in our best budgeting apps guide. I also found a workaround by adding accounts manually in Rocket Money. Instead, you can know your credit score by checking it with tools like the Rocket Money app, Credit Karma or banking services. Empower has the same issue of just brining over a gross balance with no way of subtracting margin debt. Instead of putting in hours cutting coupons and running around to different markets to save pennies on apples, how can we be smart about saving money? Welcome to the Mint Mobile subreddit. With Rocket Money, you can build custom budgets, cancel subscriptions, and get tailored insights. However, each app has a different method for doing so. We use both Rocket and YNAB. I also am using Rocket Money. They got money after an IPO. Basically the same for me in terms of what I use mint for. Gaming. Has free tier and paid tier. Mint has been around a long time. I don't think I have a really useful response other than to just try them If you care about mainly subscription tracking, go rocket money (rockeymoney used to be truebill). If you take your time and create a budget and custom budget items, you can accomplish nearly the identical thing that Every Dollar does - but Rocket Money's ability to automate all the transactions is really nice - never mind the the UI is really designed well. Mint stopped connecting with my bank i had to switch. You choose from a sliding scale, and yes you can select $0. We had to login to the same account for Mint. Mint to find out which is best for your personal situation is key before downloading either application. my take away:. At the time, I had never heard of Monarch Money, nor have I heard of Rocket Money (though I was familiar with TrueBill). I use mainly its expense tracking function to semi-automatically categorize where all our transactions go, and then look at macro level where my family is spending money by category, how the trends are looking, and where are the biggest 80/20 opportunities for saving. Keep reading to find out which tool can turn your financial chaos into clarity. I had it as a secondary after I switched to Mint because it could track Apple Card. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Get the Reddit app Scan this QR code to download the app now. Both are pretty user friendly. 4 ETH worth of RPL. Related: 16 Best Money-Saving Apps to Help You Reach Your Savings Goals Rocket Money vs. I've tried Mint but it's not accurate. Requires a web server. Link below for 30 day free trial. Say Hi if you see us, we don’t bite. Simple interface to track spending and create a budget based on expenses. We heard about Mint shutting down and want to give you a new way to stay on top of Now that Mint is going, i am looking for a replacement. If you want to know how to manage your money, track your spending, and save on your bills, both Rocket Money and Quicken Simplifi can help. But it doesn’t work for everything. $5. In the following Rocket Money vs Simplifi comparison, I will try to help you answer that question. I believe the trick to solve this is to list transaction on mint per account, and do a separate export for each. US. I was just over on r/fidelityinvestments complaining about the new Full View that was just released. When Mint shut down, I needed a new money app to budget and track my finances. Looking good for now. YNAB is the decision maker for how that money gets spent. I know YNAB is highly recommended and I understand the concept and services are different than Rocket Money. Rocket owns the trademark because they became independent first (as Quicken Loans). Rocket Money is more basic and easier to ease your way into apps IMO, which is why I liked it better at first; but Simplifi has much more functionality for the long run (it just took me a slightly longer to get If mint doesn't have access to the cash (or "core" or whatever) account, then all they see is that money going into a void, and then reappearing when you invest it. With Mint slated to shut down in early 2024, many of its users are on the hunt for a replacement platform. 01 ETH to receive the rETH liquid staking token. Gnucash (why I don't just use Monarch for all finance tracking?): Supports custom multi-level category tree. Rocket Money (formerly Truebill) is a bill management and budgeting app best known for canceling unwanted subscriptions. You can still get to the old one, but if you are coming from Mint like I was, the old was a viable replacement and the new one is unusable. YNAB is great for budget and can really help you understand where your money is going, and meet your savings goals. My husband 25M and I 20M plan on moving Out of my parents house in Sept of 2024 and need to I used Mint for 15 years and primarily used it to monitor account balances and transactions. Plus, through its partnership with BillShark, it now offers bill negotiation. Both are not able to I’ve used mint for something like 10 years. Tried importing my 15yr mint history but it was too much work to reconcile the various categories. It works but is a bit of a PITA to keep up to date. true. com Price: $79 annually. Though credit cards offer many clear benefits, they also carry some serious risks if Find out what you should know about a home equity loan vs. View Offer. I am unable to link my auto loan & Apple Card & need to manually upload Apple Card Offering for Mint customers: A free trial period, and free data-transfer tools are coming soon. It is not pain free. Im in canada and use RBC, Sunlife and Shareworks. My biggest complaint from trying out Monarch is the the budget tool starting with a “full bucket” and transactions subtract from the bucket, rather than starting with an “empty bucket” and the transactions fill up the bucket way that Mint showed your monthly budget categories. They might also help you create and stick to a budget if you’re trying to save up money or pay down debt. Mint, the biggest difference between them is their main function. You can use the importer to import bank csv files from your bank. Empower is free and essentially the same thing for the most part as Mint. The import including Mint categories now made the process much easier. Monarch was great in doing the import from Mint and I migrated the data easily. Rocket Money let's you pay what you think it's worth. If it has notifications like that, I am not aware of them. Get the Reddit app Scan this QR code to download the app now. I prefer Rocket Money, because of the niceer layout interface. Maybe a bit less customization with custom spending categories. It still takes effort to align to what you did Hi, on the free (trying it out as a mint refuge, as well as simplify) 1/ I know I Can't even do custom category in the free, but find it odd they Mint vs. Mint vs. Or check it out in the app stores TOPICS. Mint annoyed me and made me reconnect my accounts and that has only happened once with R$. fidelity. Following cause I couldnt find my specific company on Plaid via Rocket Money A place to share configurations, best practices, tips, and complaints on the new Anker/Eufy EufyCam. I am now between Rocket Money (free if you have a rocket mortgage) and Simplifi Money. They rely on bots for support. People coming from Mint and not on board with the Baby Steps are going to have a rough time with ED. Lol yeah agree, like I don’t care what mint alternative people go with but I’ve been liking monarch so 🤷♀️ also of the listed cons the only one that is unacceptable to me personally is accounts not connecting and so far I’ve had fewer issues with monarch than I did with mint (much love and rip to mint but it for sure also had issues with this, I’m connecting about 15 accounts from a bunch Mint Overview. I think MINT account refresh was quicker and smoother, but overall I now prefer Monarch. Having used both its web and smartphone apps, I can tell you it's Rocket Money vs. Not sure what they were thinking. Rocket Money will then contact the carrier for you and send a confirmation when the account is closed. Its budgeting tool Mint is a budgeting app first and foremost, whereas Rocket Money is a personal finance app with budgeting, credit reporting, and bill negotiation features. Came here to say this. With YNAB, you set up your limits for each category and then when you make a purchase, or as you're about to make a purchase, you add it to YNAB and it deducts that amount from your category. Mint has been a loveeee of mine for years and year and years. Rocket Money has a flexible pricing model where you pay what you think is fair for premium features, which is usually $3 to $12 a month: Free Plan: Subscription tracking, basic expense tracking and Hey! Co-founder at Monarch here 👋 Just wanted to clarify you can deactivate system categories, which will hide them everywhere in the UI. Mint is a free budgeting app that gives you a complete overview of your finances in one place. Rocket Money vs Mint Comparing Rocket Money vs. by Kevin Mercadante. Besides helping you track and manage your money, it has tools for 💸📊💳When comparing options I recommend looking at Rocket Money. It was one of the first platforms that would automatically scan and I've really been enjoying YNAB for a more active approach to budgeting (vs. I have finally rebounded back to Rocket Money. In early November, the Mint categories did not come in and I spent hours recategorizing. Tiller Website: tillerhq. Here are my takeaways: Simplifi and Rocket Money did not have transactions widgets, which are really nice for checking things without opening the app. There are also things that are easier or more logically presented in NerdWallet than they are in Mint. Dave is a low cost membership banking platform that allows for cash advances, cash back debit, and more. Cheaper: $70/year vs $90/year for Monarch. I will not give my hard earned money for a company who doesn't value client support. The I've tried them both. This will be a huge timesaver! Recurring feature: I was able to quickly set up and tag my monthly bills as recurring. Spending Spending Buy Now, Pay Later (BNPL) Reviews Popular Buy Now, Pay Later Apps Reviewed I found a fascinating Reddit thread about the YNAB vs Rocket Money debate. In case it will help anyone else facing the same decision, I've included a link to my comparison (google sheets doc). Features When it comes to Rocket Money vs Mint, both apps enable you to track your spending and set budgets, and they promise to help you save money properly. I can’t comment on I have had good luck with rocket money and mint/credit karma in the past. However, for users focused on subscription management and bill negotiation, Rocket Money offers a valuable set of tools at a reasonable price. Not Monarch's fault. So far I’m aware that Rocket Money: allows you to track and cancel subscriptions from the app creates a monthly budget like YNAB tracks net worth (supposedly) helps you negotiate lower bills with your providers monitors events that affect your credit is roughly 1/3 the cost annually compared to YNAB ($106 vs $35. If you want to be able to update and pull in your data more than once a day then you need to pay at minimum $3 a month for premium. Mint was free, so anything that has a continuous monthly subscription is not a viable alternative to me. Rocket Money comparison chart. if you want to use their The closest to mint I’ve found is Rocket Money. My wife and I have been trying Rocket Money for a couple of days to replace Mint. Rocket Money In this article, I will dive into the key differences and strengths of Rocket Money vs YNAB, helping you make the best choice for your financial journey. A support rep quickly hooked me up. Key Takeaways. I'm not going to change from Monarch Money to Simplifi. Always having to re-establish connections. However, it’s not super pretty and it’s a bit slow. Here's how we make money offering workarounds and expense cutting tips to help readers carve out more money to save in their budgets – a. Mint App. This means Mint is more comprehensive for creating custom budgets Rocket Money and Mint had a lot in common, but Mint no longer exists. Didn't really use budgeting features. , breaking the "savings barrier" and transitioning from Monarch Money vs Rocket Money Cost . We moved from MINT to Monarch. I just hope rocket money doesn’t take away the “free” option or get acquired by some fuck face company missing a brain. The layout is visually beautiful and clear, the features are extremely similar to mint, and you can choose how much you'd like to pay for it monthly, anywhere from $1-10. There is 3rd party mobile app available. Valheim; Genshin Impact; Anyone here used rocket money and switched to Monarch? I currently use Rocket money but wondering if Monarch is better or worth making the switch. Stay away from anything Rocket technology wise. Being financially healthy requires you to do three things: earn more, spend less and ramp up your savings and investments. We don’t let you delete them because they have smart mappings, and we want to preserve those in case the category becomes relevant to you in the future (ex: a “mortgage” category before you buy your first home), but deactivating them hides 59 votes, 67 comments. Rocket Money vs Mint. Rocket Money seems closer in usability, UI, and features, but at the same time Simplifi appear to be more complete with many reports although kind of disorganized and all over the place. Mint was great because it did it both; I don't think it can be fully replaced by any single app currently available. Reply reply EtherealMagpie • I see ED and I think erectile dysfunction, which is probably the root cause A big feature I loved in mint was tracking my vehicle's value over time, I would manually update the mileage every quarter so I could see the difference between what I owed on the loan and what the car was worth. Monarch is way better in terms of keeping Mint categories. Jumped ship about 1. I already deleted the Credit Karma account. for $10/month, this won't work for me to reconnect. It is a pay service and for Mint users they are offering a free month. I signed Rocket Money vs. Here’s more info I can add about them: I’ve been using Rocket Money (formerly TrueBill) for nearly 3 years. Joining as a node operator is permissionless & requires just 8 ETH + 2. The best way I’ve heard it put is “Your bank is simply a place to hold your money. Rocket Money -- great UI, low cost and free if you have a Rocket Mortgage, good card offer which pays down your mortgage with points, great daily flow using a transaction list with easy categorization, easy to use, effortless, lacks manual entry for individual accounts (possible deal breaker), great customer service, integrates all of my accounts. Please first read the Mint Mobile Reddit FAQ that is stickied and linked in the sub about and sidebar, as this answers most questions posted in this sub. I’ve been trying Rocket Money, Simplifi and Monarch Money. The Mint budgeting app is shutting down and moving their users to Credit Karma. Do not make the migration switch! There are MANY budgeting apps like Rocket Money, Monarch Money, Quicken Simplifi that will welcome you and be comparable to Mint with great budgeting tools. Rocket Money is a versatile financial management tool that caters to both basic budgeting and advanced financial planning. 5 years ago after using Mint for about 7 years. If you want fastest categorization and custom dashboards (notion-like experience, more flexibility) go with Fina. So if you try to export all 14K transaction you will be missing 4K transactions from the csv. 10 subscribers in the moneymonstersinfo community. I am using the premium version of Rocket Money because it turns out I get it for free since Rocket Loans acquired my Mortgage a few years back. Try Rocket Money! Best alternative to Mint imo. Free option available; Costs Before, I would have to go back and forth between Mint and Amazon to grab all the info I needed. Or check it out in the app stores Experian on Rocket Money vs FICO on Discover . I would love to try these 3. ED does 1 thing, which is automate the baby steps. Reply reply Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Read our full Rocket Money review here. Reply reply SisterPhoenix • I have been using Rocket Money since 2017 and I love this app! I initially got the free version to help me keep track of monarch money $100/yr YNAB $100/yr quicken simplifi $48/yr wealthposition $60/yr rocket money $36/yr personal capital / empower tiller money $80 copilot money $95 But I have not looked into the features, I would like to have: import historical data from mint custom categories For a Detailed Look Comparing Rocket Money vs Empower. Top Consumer Reviews may earn money when you click on a link. Just to be clear, I run on a very simple budget with only 14 total categories. GPLama excluded from Pricing Rocket Money. However, I didn't like budgeting in Rocket Money. ) Members Online. Rocket Money (Truebill) Mint Best for people who want to: Lower their monthly bills or cancel any unused subscriptions Create savings goals or track their spending Cost Free app, with a paid version that costs $3 to $12 While Rocket Money’s flexible pricing is beneficial for users seeking specific services, the additional costs for certain features might make it less cost-effective compared to Empower. I have resigned myself to using CK for big picture, at-a-glance net worth tracking and Rocket Money for nitty-gritty budgeting and spending tracking. I'm also using both (Rocket Money and Simplifi) at the same time and I can't make up my mind about which one I like more to replace Mint. Cash Advance: Dave. By Kate Daugherty I am trying to find a service that will alert me to any subscriptions out there that I’m still paying on. Internet Culture (Viral) I have now landed on Rocket Money. It has been hard to find something that meets the same standards as Mint and also is not a monthly subscription. Mint: What is Better For You One of the best ways to know if a money saving app is going to work for you is to figure out what services it offers. I used Mint as a way to capture rental property transactions as well, so the "Transactions" section is particularly important to me. Their First time ever posting, but wanted everyone's opinion. I only basically used Mint to see my Net Worth. Rocket Money vs. 99 a month and free for I don't know your deal, but I noticed that you've repeatedly left comments against Simplifi on my comments in their community. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. As long as you are providing good security in your end, they are no more likely to fubar you than your bank Reply reply This is the Reddit community-run sub for the Pi Network cryptocurrency project started by the team of Computer scientist Dr. How do I know my credit score? Most credit bureaus don’t list your credit score on your annual credit report. Apparently they purchased Truebill (another alternative I had never heard of) and rebranded it a couple of years ago. Exploring Alternatives: Rocket Money vs YNAB vs NerdWallet If Rocket Money and Mint don’t meet your specific financial planning needs, platforms like YNAB and NerdWallet offer unique capabilities around Our Rocket Money vs. OPEN AN ACCOUNT. If they successfully lower your bill they will charge you a fee for their service but that is calculated on how much they lower your bill The big difference is that it is an envelope budgeting system where you only get to budget with money you currently have, where is apps like Mint are more of a spending plan, trying to answer the question “in a normal month, what’s my normal income what could I spend”, but it’s essentially a projection. Very clean interface. Choosing the Right Tool for You While both Rocket Money and Mint offer impressive features, the best personal finance app for you will largely depend on your individual needs and preferences. The downside to the free version is Thank you for being a Mint user! Yes, Mint will go away, but some of the most popular Mint-like features are available on Intuit Credit Karma, and you will be able to bring the majority of your Mint financial account balances, historical net worth, and 3 years of transactions over to Credit Karma. The fonts on Rocket Money are way bigger than Simplify. Mint feels more like expense tracking while YNAB feels like actually budgeting. the new platform is absolutely terrible. I worked at it more than once for a couple of hours. Mint messed our accounts up every time, so we switched to personal capital. It was a bit of a mess, in fact. 99 annually) I have tried going back to Mint and that just doesn't work for me. With a HELOC, homeowners can tap a maximum amount of credit using the equity in their home. Appreciate any feedback! As a Mint refugee, Monarch Money is I just cancelled Monarch money because their customer support is terrible. I mean Mint app worked pretty well for me for the past few years and even the rules worked fine. Empowers biggest con is the nagging asking you to talk to a rep. Ramsey Solutions. Now I've learned of Rocket Money. Learn more about our process. For weeks I have been trying to get help but the owners or support. Updated February 7, 2023. There are seemingly countless credit cards, ranging from starter cards designed to help people build credit to premium travel cards featuring bonuses, perks and rewards. I used to work at rocket in their technology team. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. I wish the 7 day trial was longer but it appears if you get a referral code you can get a 30 day free trial (the the referrer gets a free month too). With Mint closing, it’s time to consider alternatives. My cons with RM is that I cannot link some accounts. So, I've been using Quicken Simplifi for a little over 2 weeks now (ever since I first heard about the forced migration to Credit Karma). I wish I could select multiple transactions at a time I agree. I see Rocket Money didn’t meet your needs. Sunday, August 4th. I just want to keep track of where my money is going. I could not get so many of my Much better than Mint IMO, sure u pay a fee but it doesn't have the clutter that mint has. It Your fonts are too small and that is the reason why I currently prefer Rocket Money over your app. "Budgeting" usually fails for most people, because you can never predict every nonrecurring exoense. Love them, each for the own purpose. Welcome to the Mint Mobile subreddit. but tracking your spending is always a good idea. 99 a month. The issue with Rocket Money is you can only do the budget from the mobile app but it's coming (soon) to the web. It's like if I have a checking and a savings account at a bank but only show mint the checking. Empower acquired them and prudential (who my 401k was with) around that time. To my knowledge, Rocket doesn't let you do that. Just download all your data and find something else besides Credit Karma. Rocket Money–Best for Budgeting. a. It is a different way to budget, but it is great. Budgeting Both Mint and Rocket Money have budgeting features, but Mint certainly Besides that, this is the best option of the ones I tried (YNAB, Rocket Money, Crappy Karma) Reply reply slate88 • • They have more than I need compared to Mint. Both Rocket money is free, I used it along with mint. How it makes money: Subscription fee. I also show what I plan to spend and it tells me if I’m over or close to going over. I'm able to now track some accounts I couldn't track in MINT. It’s basically like everything that you could want. Also read Simplifi did not support one of my 401ks After getting fed up with having to manually do so much in Mint, I was on the hunt for something with more automation features and came across Monarch. Mint – Which Wins the Battle of the Free Budgeting Apps. I only imported 2022 and 2023 Mint data into Simplifi. Fees. I first signed up just to compare to Mint, and there are quite a few features in RM that I like that aren’t in Mint. It's a mess. A good closed sourced options Buckets. I started using rocket money. I also tried Rocket Money, but some of the features I wanted are only available for a fee so it wasn't a significantly better value than Monarch (don't recall the price; may not have been any cheaper at all), and it doesn't have the 2 levels of transaction groups/categories that I liked from Mint. But at the end of Articles lean more towards Mint but here I seem to see people prefer the free version of Rocket Money, but I may be misreading that. Lunchmoney works with RBC but not Sunlife and is pretty good. I've tested both Simplifi and Monarch. So far I like it. simplifi was nice, but importing mint data was not great. Rocket Money, although slightly cheaper, offers a confusing sliding scale and gives users the option to choose what they pay. Comparing Rocket Money vs. - Tried MonarchMoney, but the interface wasn't as visually appealing as Quicken Simplifi, and it costs three times as much. I am not going to be the best person to answer which is better because I haven't done budgeting in either of them, and I am a free Rocket Money user vs paid Monarch user. For better or worse, ED is the most opinionated budget app I’m aware of and if you’re not bought in entirely it’s not a great experience. Good budgeting features. If you see any that you no longer wish to continue, simply select and choose to cancel. I like YNAB for the virtual money envelope budgeting where every dollar has a job and if you go over budget in one category, you can pull from another to zero it out. Rocket money, the major con is a slight fee per month. Read our comprehensive comparison review Rocket Money vs. They don’t support custom categories or rules in the free version which I’m definitely going to miss from Mint. 🤬🤬 The mobile app lets you add manually tracked "properties" as well, just like Mint (cars, cash, and whatever else). Rocket has a free version but it lacks features and has no free trial, so stopped on that one. I used Monarch for a bit but I prefer Rocket Money’s UI, its less overwhelming / less visually heavy than Monarch which I love, an easier transition from Mint imo. lunch money has the same structure for payment but I think the lowest you can pay is $40 a year. Rocket Money offers several features to help you save money. wondering what you spent all your money on. com connection and it only brings over the gross balance and not the net balance. Trim FAQs Still hesitant about signing for Trim or Rocket In the next section, we'll directly compare Rocket Money and Mint, helping you determine which is the best money management app for your unique needs. Remember, any data you lose can be used to steal your identity and any money spent can be lost forever. foxyfree I don’t have access to the “new and improved CK” in Canada, but from what I’ve been reading in various Reddit Intuit/Mint forums, it’s not Mint. Occasionally I would look around but only to Rocket Money vs. It works best when your proactively enter expenses. Monarch was much better at importing mint and maintaining categories. (Scotty may bite. I used the negotiation feature on my Comcast internet Rocket Money (formerly Truebill) is an automated financial assistance service that helps people manage their subscriptions, lower their Overall, Rocket Money could be a good alternative to Mint, though its free version offers fewer features. I’m having trouble finding a Mint-replacement that can successfully connect to Alight Solutions for my company’s 401k. It was one of the first platforms that would automatically scan and categorize your transactions, so that you could see where your money was going. Quicken Simplifi: What both companies excel at. I love lunch money in terms of all the analytics and the way that they have scoped all the functionality. Mint focuses on budgeting by helping you to create savings goals, monitor your financial accounts, like investment and bank accounts, track your bills and check your credit Rocket Money vs Mint. You’ll only have to pay back what you use, and you’ll also have a “credit limit” that replenishes when you make a payment. Find out what Credit Karma is and what it means for you and your budgeting. They're offering a 50% off discount on your first year for Mint users (MINT50) and their team is active on Reddit listening to customer feedback and quickly implementing improvements. Wow, does ck suck! WHY switch to a stripped down platform? I agree with the other commenter, feels hasty. k. While the Rocket Money app is free, there is a subscription fee if you want to use Premium features, like concierge services or premium chat. Mint: Supports transactions in investment accounts (both auto-import and manual add)! Neither Monarch nor Copilot do that. I’ve only used them a day. a personal loan and which might fit your needs. If you want most similar Mint experience, go I use Rocket Money for expenses and Empower for Investments. I was willing to do a one time payment but that's about it. Mint. For more detailed analysis of each product check out our full reviews: Rocket Money Review; Simplifi by Quicken Review; Rocket Money is Better for: Simplifi is Better for: Comprehensive credit monitoring: Detailed budget planning and daily spending: Can I Migrate From Mint To How Balance Transfers Can Impact Your Credit. EveryDollar vs. Rocket Money. Nerd Wallet and Rocket Money I tried Rocket Money initially when I was evaluating apps to use (didn’t previously use mint, just happened to be looking for budgeting apps around the time mint shut down). YNAB YNAB Money Management Tool View Offer YNAB Money Management Tool Fees $109 a year or $14. Same! For now, I am trying out Rocket Money. Their free version can basically aggregate all transactions and shows monthly reports / charts. There are some things that take a few more taps/clicks than they do in Mint, such as viewing total spending vs the prior month. I am currently using both, and paying $6 per month for RM, but I So far I’ve found quicken Simplifi & Rocket money to be closest to mint. Rocket Money is so much more robust it's not even funny. I recommend doing all their workshops, especially the getting started. Most Americans have at least one credit card, making them one of the most widely used forms of payment today. Login Get Started Toggle Navigation This is a perfect example of why Reddit should have a rule whereby you have to announce your affiliation with the company when you pose questions that are obviously advertisements. The Rocket Money app, for instance, quickly identifies and reports on all your monthly subscription fees. This subreddit is unofficial and moderated by reddit community members and Zwift community managers. YNAB [2024]: I Tried Both, and There’s a Clear Winner YNAB and Rocket Money are popular budgeting apps — which might be best for you depends on multiple factors, but Rocket Money offers many more features for less. (I get Rocket money was acquired from Mint. Expand user menu Open settings menu. Their development team and quality sucks. Also, why do we have to switch from the dashboard ==> accounts, instead of be able to view everything on the dashboard like the other competitive apps do, sample: Rocket Money, Mint, Every Dollar, Monarch. Mint automated a lot of the budgeting process for a more hands-off budgeting approach—so What Is A HELOC And How Does It Work? A HELOC is a revolving line of credit. I signed up today and am kicking the tires. I'm glad you found the app that works for you. If you can get 1-month ahead of your budget, that means the money you bring in this month goes towards next months budget. I like that it tracks each transaction and it tries to put them where they go in a budget. It’ll negotiate bills for 50% of the annualized savings and has a premium service similar to Rocket Money’s. Formerly known as Truebill before being acquired by Rocket Companies in 2022, it offers a unique blend of services. I did use the bill negotiation before when the service was called trubill and it lowered my att bill. If you're trying to choose between these budgeting apps, we break down the pros and cons of each in this Rocket Money vs YNAB comparison. I'm a current employee of Rocket Money, but also a power user for 4+ years. A couple years ago I switched from Mint to Rocket Money (aka Truebill) and it's so much easier to use. I like the interface & how it tracks. I used Mint for my Dad and Aunt, one or two banks only for them so simple stuff. The connections were so unreliable with Mint that it was barely usable any longer. I greatly prefer Simplifi. Read More Home | Personal Finance Software | Rocket Money vs Mint Our reviewers evaluate products and services based on unbiased research. I went from Mint to Empower (which is free) when I was kicked out of Mint, but then I tried Rocket Money, which I really like it. I loved mint! Only used it for 2 years. For Simplifi and Monarch I have connected a few accounts and imported Mint history. Mint is duplicating transactions, having issues connecting with certain banks. 5. I have my sights on Copilot, Monarch, and Quicken Simplifi (and possibly rocket money if I can be convinced). Mint was one of the most popular budgeting apps out there before they announced they’ll be shutting down this year. We use Empower. For me it’s the closest to MINT that I have seen. Immigrated in 2019 and so credit history is lower than typical for So I unfortunately chose the wrong time to finally get into mint and saw they are closing down, and have been looking for alternatives. . But that app Tips to be smart about money without coupon-cutting hassle. - Tried PocketGuard, but it seems to be quite buggy and is giving me some strange errors. – are fluid in nature. This means I'm CONSTANTLY adjusting categories in Mint. Update: Y'all - I am LOVING Rocket Money! Thank you Intuit for downgrading to a crappy platform and forcing away a loyal customer, because I love Rocket Money even better! They let me decide how much I want to pay for Premium Rocket Money does have a free version, but to get access to tools like subscription cancelling, you'll have to upgrade to one of their paid plans. It works best when your proactively enter Get the Reddit app Scan this QR code to download the app now. Mint or Rocket Money). The app that has the tracking stuff is called empower PER, and I think the service is still called personal capital or something like that to distinguish between the other stuff they have. You can get up to $500 I used Mint strictly for making a budget each month. 2024 Personal Finance Software Reviews. my. Nicolas Kokkalis and his wife, Dr. My main focus is cash flow, tracking spending, income and budgeting including my credit cards. Mint breakdown is going to examine what features these apps have in common as well their unique features. Now I wanna get back to it. The closest to mint I’ve found is Rocket Money. I've reviewed both Empower and Monarch as the top Mint alternatives. Some links below are from our sponsors. This Reddit is aimed at the education and support for the community. These apps were very interesting for budgeting. Quicken. I started using Rocket Money for both our personal and business budgets several months ago. I’m sure I’m paying for things I haven’t used in years! just to check your subscriptions and track your money, rocket money would be free. I tried Rocket Money, Simplifi and Monarch. Liquid stakers can participate by depositing as little as 0. However, it take dedication to keep it up to date and doesn't give the more clear picture of your overall finances. if it's better than Mint for tracking/ budgeting. The original poster asked for a “fair Thanks for the great post. A couple of things that I like about it: My wife and I can log in to our own accounts and the data in Rocket Money is shared. Rocket Moneyoffers many of Mint’s core features, including In comparing Rocket Money (Truebill) vs. This article was subjected to a comprehensive With Rocket Money, you can build custom budgets, cancel subscriptions, and get tailored insights. Honestly, UI may be slightly better too. The company has posted a Mint vs. Has anyone checked out Rocket Money? This appears to be a service offering from the Rocket Mortgage people. While Monarch is a paid service they do offer 30-day free trial, and Rocket Pool is Ethereum’s most decentralised liquid staking protocol. Mint helps you track your spending, set budgets, and see where you There is a long-standing Mint bug that Mint can only export 10,000 transactions per export request. ” In my opinion, it’s the difference between deciding where to spend your money, vs. To begin with, note that credit scores – which can be impacted by a wide range of variables such as your payment history, mix of credit facilities, how much you owe, etc. Features. Understanding how they change over time is important, as it helps you get a better sense of how different financial actions What a regret switching like 15 years of Mint account data over to Credit Karma. As you read through the descriptions of Rocket Money and Mint below, mark down those services It’s worth noting that Quicken and Rocket now have not f to do with each other besides both use to be parts of Intuit. I tested several PF platforms recently and finally landed on Monarch. lxae gffsl igyrk hic thtbee pqfm acpyp ycejnw bxin mbxyrez